{"id":14531,"date":"2021-06-21T11:56:34","date_gmt":"2021-06-21T09:56:34","guid":{"rendered":"https:\/\/www.galitt.com\/?page_id=14531"},"modified":"2022-03-17T16:30:42","modified_gmt":"2022-03-17T15:30:42","slug":"epi-european-payments-initiative","status":"publish","type":"page","link":"https:\/\/www.galitt.com\/en\/epi-european-payments-initiative\/","title":{"rendered":"EPI : European Payments Initiative"},"content":{"rendered":"

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Key themes<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.6.6″ text_text_color=”#ffe924″ text_font_size=”24px” header_font=”|800|||||||” header_text_align=”center” header_text_color=”#ffffff” header_font_size=”48px” max_width=”600px” module_alignment=”center” custom_margin=”||1%||false|false” header_font_size_tablet=”” header_font_size_phone=”36px” header_font_size_last_edited=”on|phone”]<\/p>\n

EPI : European Payments Initiative<\/h1>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ module_id=”New payments method” _builder_version=”4.6.6″ custom_margin=”5%||||false|false” custom_padding=”||0px|||”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.4.8″][et_pb_column type=”1_2″ _builder_version=”4.4.8″][et_pb_text _builder_version=”4.6.6″ header_font_size=”48px” custom_margin=”||18px|||” header_font_size_tablet=”” header_font_size_phone=”36px” header_font_size_last_edited=”on|phone”]<\/p>\n

What is the<\/span> European Payments Initiative<\/span>?<\/b><\/h1>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.4.8″][et_pb_text _builder_version=”4.6.6″ _module_preset=”default” min_height=”76px”]<\/p>\n

EPI is a European initiative that favors sovereignty\u00a0<\/b><\/span><\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.6.6″ _module_preset=”default” min_height=”179px” custom_margin=”0px||3%||false|false” custom_padding=”||0px|||”]<\/p>\n

The project aims to facilitate payments in Europe by creating a pan-European interbank system. “EPI’s goal is to offer a digital payment solution that can be used anywhere in Europe and thus reshape the current fragmented landscape.<\/span><\/p>\n

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Gathering of 13 banks\u00a0<\/b><\/span><\/p>\n

The parties currently cover 60 to 65% of the card volumes in the \u20ac zone.<\/span><\/p>\n

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Launch of a digital wallet and 2 distinct products <\/b><\/span><\/p>\n

An EPI Card product covering all current card use cases and an End-to-end SCT Inst<\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.6.6″ _module_preset=”default” custom_padding=”0px||3px|||”][et_pb_row _builder_version=”4.6.6″ _module_preset=”default” width=”95%” custom_padding=”0px||0px|||”][et_pb_column type=”4_4″ _builder_version=”4.6.6″ _module_preset=”default”][et_pb_text _builder_version=”4.6.6″ _module_preset=”default” locked=”off”]<\/p>\n

Founding partners<\/strong><\/h1>\n

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transform_styles_last_edited=”on|desktop” max_width=”250px” module_alignment=”left” custom_margin=”|0px||0px|false|false” custom_margin_tablet=”” custom_margin_phone=”30px|0px||0px|false|false” custom_margin_last_edited=”on|phone” custom_padding=”30px|30px|30px|30px|true|true” link_option_url_new_window=”on” transform_styles_tablet=”” transform_styles_phone=”” module_alignment_tablet=”” module_alignment_phone=”center” module_alignment_last_edited=”on|phone” border_radii=”on|20px|20px|20px|20px” box_shadow_style=”preset1″ box_shadow_blur=”38px” box_shadow_spread=”-17px” transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|hover” transform_translate__hover_enabled=”on|desktop” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” transform_scale__hover=”110%|110%”][et_pb_column type=”4_4″ _builder_version=”4.4.8″][et_pb_image src=”https:\/\/www.galitt.com\/wp-content\/uploads\/2021\/05\/sparkasse.png” alt=”Logo Techniques de l’ingenieur” title_text=”sparkasse” align=”center” _builder_version=”4.6.6″ _module_preset=”default” width=”25px” module_alignment=”center” custom_margin=”-4px||-4px||true|false” custom_padding=”0px||0px||false|false”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ module_id=”New payments method” _builder_version=”4.6.6″ custom_margin=”5%||||false|false” custom_padding=”||0px|||”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.4.8″ custom_padding=”0px||0px|||”][et_pb_column type=”1_2″ _builder_version=”4.4.8″][et_pb_image src=”https:\/\/www.galitt.com\/wp-content\/uploads\/2021\/05\/Payment_ecosystem.png” alt=”\u00c9cosyst\u00e8me des paiements : EPI European Payment Initiative” title_text=”\u00c9cosyst\u00e8me des paiements : EPI European Payment Initiative” align=”center” _builder_version=”4.6.6″ _module_preset=”default” width=”100%” max_width=”70%” module_alignment=”center”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.4.8″][et_pb_text _builder_version=”4.6.6″ header_font_size=”48px” custom_margin=”||-1px|||” custom_padding=”30px||0px|||” header_font_size_tablet=”” header_font_size_phone=”36px” header_font_size_last_edited=”on|phone”]<\/p>\n

The <\/b>EPI <\/b><\/span>reshuffles<\/span> the deck<\/b><\/h1>\n

[\/et_pb_text][et_pb_text _builder_version=”4.6.6″ _module_preset=”default” min_height=”179px” custom_margin=”0px||-0.2%||false|false” custom_padding=”||0px|||”]<\/p>\n

and led banks to rethink their approach and service offering in the area of payments. Impacts in multiple areas that require a strategic and operational reflection.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.6.6″ background_color=”rgba(0,0,0,0)” width=”60%” module_alignment=”center” custom_margin=”30px||||false|false” custom_padding=”0%||0%||false|false” custom_css_main_element=”display:flex;” locked=”off” custom_css_main_element_last_edited=”on|phone” custom_css_main_element_tablet=”display:block;” custom_css_main_element_phone=”display:block;”][et_pb_row module_id=”box-parent” _builder_version=”4.6.6″ background_color=”#f3f3f3″ transform_translate_linked=”off” width=”42%” width_tablet=”100%” width_phone=”” width_last_edited=”on|phone” min_height=”270px” custom_margin=”0px||0px||true|false” custom_margin_tablet=”” custom_margin_phone=”” custom_margin_last_edited=”on|desktop” custom_padding=”50px|4%|50px|4%|true|true” scroll_vertical_motion=”0|52|52|93|4|1|-4″ scroll_horizontal_motion=”0|31|31|100|4|0|-4″ custom_css_main_element=”border-radius: 10px” border_color_all=”#cf022b” box_shadow_style=”preset1″ box_shadow_horizontal=”2px” box_shadow_vertical=”4px” box_shadow_blur=”78px” box_shadow_spread=”-63px” box_shadow_color=”#a99ea1″][et_pb_column type=”4_4″ _builder_version=”4.4.8″][et_pb_image src=”https:\/\/www.galitt.com\/wp-content\/uploads\/2021\/05\/Avion-en-papier.png” alt=”payment ecosystem” title_text=”payment ecosystem” align=”center” _builder_version=”4.6.6″ width=”25%”][\/et_pb_image][et_pb_text _builder_version=”4.6.6″ text_orientation=”center” custom_margin=”24px||10%||false|false”]<\/p>\n

An <\/b>evolving <\/b>world of payments<\/b><\/span><\/h2>\n
    \n
  • Arrival of new entrants<\/b>: digital giants, FinTechs and specialized industrial players<\/li>\n
  • Accelerated consolidation of <\/b>the payments market<\/li>\n
  • New relationship <\/b>with national and international schemes<\/li>\n
  • Internationalization of <\/b>the market<\/li>\n<\/ul>\n

    [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row module_id=”box-parent” _builder_version=”4.6.6″ background_color=”#f3f3f3″ transform_translate_linked=”off” width=”42%” width_tablet=”100%” width_phone=”” width_last_edited=”on|phone” min_height=”270px” custom_margin=”0px||0px||true|false” custom_margin_tablet=”” custom_margin_phone=”” custom_margin_last_edited=”on|desktop” custom_padding=”30px|4%|30px|4%|true|true” scroll_vertical_motion=”0|52|52|93|4|1|-4″ scroll_horizontal_motion=”0|31|31|100|4|0|-4″ custom_css_main_element=”border-radius: 10px” border_color_all=”#cf022b” box_shadow_style=”preset1″ box_shadow_horizontal=”2px” box_shadow_vertical=”4px” box_shadow_blur=”78px” box_shadow_spread=”-63px” box_shadow_color=”#a99ea1″][et_pb_column type=”4_4″ _builder_version=”4.4.8″][et_pb_image src=”https:\/\/www.galitt.com\/wp-content\/uploads\/2021\/05\/Jeux-constructions.png” alt=” EPI marketing offer : EUROPEAN PAYMENT INITIATIVE” title_text=” EPI marketing offer : EUROPEAN PAYMENT INITIATIVE” align=”center” _builder_version=”4.6.6″ width=”35%” custom_margin=”||13px|||” custom_padding=”||0px|||”][\/et_pb_image][et_pb_text _builder_version=”4.6.6″ text_orientation=”center” custom_margin=”0px||10%||false|false”]<\/p>\n

    A marketing offer to <\/b>rebuild<\/b><\/span><\/h2>\n
      \n
    • A new EPI offer <\/b>to be articulated with the current payment offers and taking into account new behaviors<\/li>\n
    • The need for strong customer communication <\/b>and consideration of the issues for merchants<\/b><\/li>\n
    • A customer experience <\/b>at the highest level, especially around the mobile application<\/li>\n<\/ul>\n

      [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.6.6″ background_color=”rgba(0,0,0,0)” width=”60%” module_alignment=”center” custom_margin=”30px||||false|false” custom_padding=”0%||0%||false|false” custom_css_main_element=”display:flex;” locked=”off” custom_css_main_element_last_edited=”on|phone” custom_css_main_element_tablet=”display:block;” custom_css_main_element_phone=”display:block;”][et_pb_row module_id=”box-parent” _builder_version=”4.6.6″ background_color=”#f3f3f3″ transform_translate_linked=”off” width=”42%” width_tablet=”100%” width_phone=”” width_last_edited=”on|phone” min_height=”270px” custom_margin=”0px||0px||true|false” custom_margin_tablet=”” custom_margin_phone=”” custom_margin_last_edited=”on|desktop” custom_padding=”50px|4%|50px|4%|true|true” scroll_vertical_motion=”0|52|52|93|4|1|-4″ scroll_horizontal_motion=”0|31|31|100|4|0|-4″ custom_css_main_element=”border-radius: 10px” border_color_all=”#cf022b” box_shadow_style=”preset1″ box_shadow_horizontal=”2px” box_shadow_vertical=”4px” box_shadow_blur=”78px” box_shadow_spread=”-63px” box_shadow_color=”#a99ea1″][et_pb_column type=”4_4″ _builder_version=”4.4.8″][et_pb_image src=”https:\/\/www.galitt.com\/wp-content\/uploads\/2021\/05\/Lamp.png” alt=”banking IS : EPI” title_text=”banking IS : EPI” align=”center” _builder_version=”4.6.6″ width=”25%”][\/et_pb_image][et_pb_text _builder_version=”4.6.6″ text_orientation=”center” custom_margin=”24px||10%||false|false”]<\/p>\n

      A banking <\/b>IS <\/b>in full <\/b>mutation<\/b><\/span><\/h2>\n
        \n
      • Hybridization of <\/b>payments between electronic banking and credit transfers and the generalization of real-time payments, which require a rethinking of the information system architecture<\/li>\n
      • Beyond the EPI, major technological developments (APIs, cloud, etc.) are impacting payment systems, which must become more agile <\/b>and flexible in <\/b>order to respond to the rapid changes in the payment ecosystem<\/li>\n<\/ul>\n

        [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row module_id=”box-parent” _builder_version=”4.6.6″ background_color=”#f3f3f3″ transform_translate_linked=”off” width=”42%” width_tablet=”100%” width_phone=”” width_last_edited=”on|phone” min_height=”270px” custom_margin=”0px||0px||true|false” custom_margin_tablet=”” custom_margin_phone=”” custom_margin_last_edited=”on|desktop” custom_padding=”30px|4%|30px|4%|true|true” scroll_vertical_motion=”0|52|52|93|4|1|-4″ scroll_horizontal_motion=”0|31|31|100|4|0|-4″ custom_css_main_element=”border-radius: 10px” border_color_all=”#cf022b” box_shadow_style=”preset1″ box_shadow_horizontal=”2px” box_shadow_vertical=”4px” box_shadow_blur=”78px” box_shadow_spread=”-63px” box_shadow_color=”#a99ea1″][et_pb_column type=”4_4″ _builder_version=”4.4.8″][et_pb_image src=”https:\/\/www.galitt.com\/wp-content\/uploads\/2021\/05\/Cible-mission.png” alt=”MISSION EPI : EUROPEAN PAYMENT INITIATIVE” title_text=”MISSION EPI : EUROPEAN PAYMENT INITIATIVE” align=”center” _builder_version=”4.6.6″ width=”35%” custom_margin=”||13px|||” custom_padding=”||0px|||”][\/et_pb_image][et_pb_text _builder_version=”4.6.6″ text_orientation=”center” custom_margin=”0px||10%||false|false”]<\/p>\n

        A new business model to be <\/b>defined<\/b><\/span><\/h2>\n
          \n
        • New <\/b>value-added services <\/b>to be developed as part of a global approach to cards and transfers<\/li>\n
        • Cross-functional services <\/b>(underwriting, self-care, anti-fraud, etc.) to be shared between the various EPI payment instruments<\/li>\n<\/ul>\n

          [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.6.6″ _module_preset=”default” custom_padding=”100px||3px|||”][et_pb_row _builder_version=”4.6.6″ _module_preset=”default” custom_padding=”0px||0px|||”][et_pb_column type=”4_4″ _builder_version=”4.6.6″ _module_preset=”default”][et_pb_image src=”https:\/\/www.galitt.com\/wp-content\/uploads\/2021\/05\/Data_2.png” alt=”GALITT – EPI” title_text=”GALITT – EPI” align=”center” _builder_version=”4.6.6″ _module_preset=”default” width=”35%”][\/et_pb_image][et_pb_text _builder_version=”4.6.6″ _module_preset=”default”]<\/p>\n

          Galitt<\/span>‘s<\/b> value proposition<\/b><\/span><\/h1>\n

          [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.6.6″ width=”95%” module_alignment=”center” custom_margin=”||||false|false” custom_padding=”0%||0%||false|false” custom_css_main_element=”display:flex;” locked=”off” custom_css_main_element_last_edited=”on|phone” custom_css_main_element_tablet=”display:block;” custom_css_main_element_phone=”display:block;”][et_pb_row module_id=”box-parent” _builder_version=”4.6.6″ transform_translate_linked=”off” width=”22%” width_tablet=”100%” width_phone=”” width_last_edited=”on|desktop” min_height=”710px” custom_margin=”20px||20px||true|false” custom_margin_tablet=”” custom_margin_phone=”” custom_margin_last_edited=”on|desktop” custom_padding=”50px|4%|50px|4%|true|true” scroll_vertical_motion=”0|52|52|93|4|1|-4″ scroll_horizontal_motion=”0|31|31|100|4|0|-4″ custom_css_main_element=”border-radius: 10px” box_shadow_style=”preset1″ box_shadow_horizontal=”2px” box_shadow_vertical=”4px” box_shadow_blur=”78px” box_shadow_spread=”-63px” box_shadow_color=”#a99ea1″][et_pb_column type=”4_4″ _builder_version=”4.4.8″][et_pb_image src=”https:\/\/www.galitt.com\/wp-content\/uploads\/2021\/05\/Note-4.png” alt=”EPI course” title_text=”EPI course” align=”center” _builder_version=”4.6.6″ width=”60%”][\/et_pb_image][et_pb_text admin_label=”Text” _builder_version=”4.6.6″ header_2_font=”IBM Plex Sans|700|||||||” header_2_text_align=”center” header_2_font_size=”24px”]<\/p>\n

          Training and preparation of teams<\/span><\/h3>\n

          [\/et_pb_text][et_pb_text _builder_version=”4.6.6″ text_orientation=”center” custom_margin=”13px||10%||false|false”]<\/p>\n

          An EPI training course organized in 4 modules, accessible in face-to-face and distance learning<\/p>\n

          [\/et_pb_text][et_pb_button button_url=”https:\/\/www.galitt.com\/en\/product\/epi-the-european-payments-initiative\/” button_text=”Discover” button_alignment=”center” _builder_version=”4.6.6″ positioning=”relative” position_origin_f=”center_center” position_origin_r=”bottom_left”][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row module_id=”box-parent” _builder_version=”4.6.6″ transform_translate_linked=”off” width=”22%” width_tablet=”100%” width_phone=”” width_last_edited=”on|desktop” min_height=”710px” custom_margin=”20px||20px||true|false” custom_margin_tablet=”” custom_margin_phone=”” custom_margin_last_edited=”on|desktop” custom_padding=”50px|4%|50px|4%|true|true” scroll_vertical_motion=”0|52|52|93|4|1|-4″ scroll_horizontal_motion=”0|31|31|100|4|0|-4″ custom_css_main_element=”border-radius: 10px” box_shadow_style=”preset1″ box_shadow_horizontal=”2px” box_shadow_vertical=”4px” box_shadow_blur=”78px” box_shadow_spread=”-63px” box_shadow_color=”#a99ea1″][et_pb_column type=”4_4″ _builder_version=”4.4.8″][et_pb_image src=”https:\/\/www.galitt.com\/wp-content\/uploads\/2021\/05\/Calendrier-4.png” alt=”program EPI : European Payment Initiative” title_text=”program EPI : European Payment Initiative” align=”center” _builder_version=”4.6.6″ width=”60%”][\/et_pb_image][et_pb_text admin_label=”Text” _builder_version=”4.6.6″ header_2_font=”IBM Plex Sans|700|||||||” header_2_text_align=”center” header_2_font_size=”24px”]<\/p>\n

          Organization of a transverse program<\/span><\/h3>\n

          [\/et_pb_text][et_pb_text _builder_version=”4.6.6″ text_orientation=”center” custom_margin=”13px||10%||false|false”]<\/p>\n

          Goal for banks: to be ready to launch EPI products in Q1 2022, including possible certifications. It is important to carry out an in-depth analysis as soon as possible, in order to define the bank’s strategy, its priorities and its organization before launching the projects.<\/p>\n

          [\/et_pb_text][et_pb_button button_url=”https:\/\/www.galitt.com\/en\/contact-us\/” button_text=”Take contact” button_alignment=”center” _builder_version=”4.6.6″ positioning=”relative” position_origin_f=”center_center” position_origin_r=”bottom_left”][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row module_id=”box-parent” _builder_version=”4.6.6″ transform_translate_linked=”off” width=”22%” width_tablet=”100%” width_phone=”” width_last_edited=”on|desktop” min_height=”710px” custom_margin=”20px||20px||true|false” custom_margin_tablet=”” custom_margin_phone=”” custom_margin_last_edited=”on|desktop” custom_padding=”50px|4%|50px|4%|true|true” scroll_vertical_motion=”0|52|52|93|4|1|-4″ scroll_horizontal_motion=”0|31|31|100|4|0|-4″ custom_css_main_element=”border-radius: 10px” box_shadow_style=”preset1″ box_shadow_horizontal=”2px” box_shadow_vertical=”4px” box_shadow_blur=”78px” box_shadow_spread=”-63px” box_shadow_color=”#a99ea1″][et_pb_column type=”4_4″ _builder_version=”4.4.8″][et_pb_image src=”https:\/\/www.galitt.com\/wp-content\/uploads\/2021\/05\/Lampe-2.png” alt=”EPI payment strategy” title_text=”EPI payment strategy” align=”center” _builder_version=”4.6.6″ width=”60%”][\/et_pb_image][et_pb_text admin_label=”Text” _builder_version=”4.6.6″ header_2_font=”IBM Plex Sans|700|||||||” header_2_text_align=”center” header_2_font_size=”24px”]<\/p>\n

          Implementation of a payment strategy<\/span><\/h3>\n

          [\/et_pb_text][et_pb_text _builder_version=”4.6.6″ text_orientation=”center” custom_margin=”13px||10%||false|false”]<\/p>\n

          Definition of the perimeters, identification of opportunities and risks, identification of the strengths and weaknesses of the offer, Identification of strategic scenarios, synthesis and recommendations<\/p>\n

          [\/et_pb_text][et_pb_button button_url=”https:\/\/www.galitt.com\/en\/contact-us\/” button_text=”Take contact” button_alignment=”center” _builder_version=”4.6.6″ positioning=”relative” position_origin_f=”center_center” position_origin_r=”bottom_left”][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row module_id=”box-parent” _builder_version=”4.6.6″ transform_translate_linked=”off” width=”22%” width_tablet=”100%” width_phone=”” width_last_edited=”on|desktop” min_height=”710px” custom_margin=”20px||20px||true|false” custom_margin_tablet=”” custom_margin_phone=”” custom_margin_last_edited=”on|desktop” custom_padding=”50px|4%|50px|4%|true|true” scroll_vertical_motion=”0|52|52|93|4|1|-4″ scroll_horizontal_motion=”0|31|31|100|4|0|-4″ custom_css_main_element=”border-radius: 10px” box_shadow_style=”preset1″ box_shadow_horizontal=”2px” box_shadow_vertical=”4px” box_shadow_blur=”78px” box_shadow_spread=”-63px” box_shadow_color=”#a99ea1″][et_pb_column type=”4_4″ _builder_version=”4.4.8″][et_pb_image src=”https:\/\/www.galitt.com\/wp-content\/uploads\/2021\/05\/Cible-mission-3.png” alt=”Building a EPI product” title_text=”Building a EPI product” align=”center” _builder_version=”4.6.6″ width=”60%”][\/et_pb_image][et_pb_text admin_label=”Text” _builder_version=”4.6.6″ header_2_font=”IBM Plex Sans|700|||||||” header_2_text_align=”center” header_2_font_size=”24px”]<\/p>\n

          Studies and product design<\/span><\/h3>\n

          [\/et_pb_text][et_pb_text _builder_version=”4.6.6″ text_orientation=”center” custom_margin=”13px||10%||false|false”]<\/p>\n

          Between now and 2022, there are many issues that need to be addressed because EPI will revolutionize the payment value chain, requiring a complete rethink. The EPI courses must be at the level of the best in each category<\/p>\n

          [\/et_pb_text][et_pb_button button_url=”https:\/\/www.galitt.com\/en\/contact-us\/” button_text=”Take contact” button_alignment=”center” _builder_version=”4.6.6″ positioning=”relative” position_origin_f=”center_center” position_origin_r=”bottom_left”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.6.6″ _module_preset=”default” custom_padding=”100px||3px|||”][et_pb_row _builder_version=”4.6.6″ _module_preset=”default” custom_padding=”0px||0px|||”][et_pb_column type=”4_4″ _builder_version=”4.6.6″ _module_preset=”default”][et_pb_text _builder_version=”4.6.6″ _module_preset=”default”]<\/p>\n

          View our dedicated articles<\/span> for EPI<\/span><\/h1>\n

          [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.6.6″ locked=”off”][et_pb_column type=”4_4″ _builder_version=”4.2.2″][et_pb_blog fullwidth=”off” posts_number=”6″ include_categories=”133″ excerpt_length=”150″ show_author=”off” show_categories=”off” _builder_version=”4.6.6″ header_font=”PT Sans|700|||||||” header_text_color=”#2a3749″ header_font_size=”16px” header_line_height=”1.3em” body_font=”PT Sans||||||||” body_font_size=”15px” body_line_height=”1.8em” meta_font=”PT Sans|700|||||||” meta_text_color=”#007aff” meta_font_size=”13px” pagination_font=”PT Sans|700|||||||” pagination_text_color=”#007aff” pagination_font_size=”24px” pagination_line_height=”1.8em” border_radii=”on|10px|10px|10px|10px” border_width_all=”0px” box_shadow_style=”preset1″ box_shadow_color=”rgba(12,113,195,0.13)” locked=”off”][\/et_pb_blog][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ module_id=”StRemi” _builder_version=”4.6.6″][et_pb_row _builder_version=”4.4.8″][et_pb_column type=”4_4″ _builder_version=”4.4.8″][et_pb_divider color=”#e2dfe0″ _builder_version=”4.4.8″][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.4.8″][et_pb_column type=”4_4″ _builder_version=”4.4.8″][et_pb_text _builder_version=”4.6.6″ text_orientation=”center” module_alignment=”center” custom_margin=”0px||1%||false|false”]<\/p>\n

          Do you have questions ?\u00a0<\/p>\n

          [\/et_pb_text][et_pb_button button_url=”https:\/\/www.galitt.com\/en\/contact-us\/” button_text=”Contact us” button_alignment=”center” _builder_version=”4.6.6″ positioning=”relative” position_origin_f=”center_center” position_origin_r=”bottom_left” custom_margin=”||41px|||” locked=”off”][\/et_pb_button][et_pb_image src=”https:\/\/www.galitt.com\/wp-content\/uploads\/2021\/04\/Pierre_1.gif” alt=”Pierre Lahbabi” title_text=”Pierre_1″ align=”center” _builder_version=”4.6.6″][\/et_pb_image][et_pb_text _builder_version=”4.6.6″ text_font=”|700|||||||” text_text_color=”#231f20″ text_font_size=”24px” text_line_height=”1.4em” text_orientation=”center” module_alignment=”center” custom_margin=”||14px|||”]<\/p>\n

          Pierre Lahbabi<\/span><\/p>\n

          [\/et_pb_text][et_pb_text _builder_version=”4.6.6″ text_line_height=”1.3em” text_orientation=”center” module_alignment=”center”]<\/p>\n

          Galitt \u2013 CEO<\/p>\n

          pierre.lahbabi@galitt.com<\/p>\n

          + 33 6 48 70 15 93<\/p>\n

          [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.6.6″ background_image=”https:\/\/www.galitt.com\/wp-content\/uploads\/2020\/10\/Group-257-min.png” custom_margin=”5%||||false|false”][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

          [et_pb_section fb_built=”1″ next_background_color=”#ffffff” _builder_version=”4.6.6″ background_color=”#007ac2″ custom_padding=”4%||4%||true|false” bottom_divider_style=”curve”][et_pb_row _builder_version=”4.4.8″][et_pb_column type=”4_4″ _builder_version=”4.4.8″][et_pb_text _builder_version=”4.6.6″ text_text_color=”#ffffff” text_font_size=”24px” text_orientation=”center” custom_margin=”||1%||false|false”] Key themes [\/et_pb_text][et_pb_text _builder_version=”4.6.6″ text_text_color=”#ffe924″ text_font_size=”24px” header_font=”|800|||||||” header_text_align=”center” header_text_color=”#ffffff” header_font_size=”48px” max_width=”600px” module_alignment=”center” custom_margin=”||1%||false|false” header_font_size_tablet=”” header_font_size_phone=”36px” header_font_size_last_edited=”on|phone”] EPI : European Payments Initiative [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ module_id=”New payments method” _builder_version=”4.6.6″ custom_margin=”5%||||false|false” custom_padding=”||0px|||”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.4.8″][et_pb_column type=”1_2″ _builder_version=”4.4.8″][et_pb_text _builder_version=”4.6.6″ header_font_size=”48px” custom_margin=”||18px|||” header_font_size_tablet=”” header_font_size_phone=”36px” header_font_size_last_edited=”on|phone”] What […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"content-type":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-14531","page","type-page","status-publish","hentry"],"yoast_head":"\nEPI : European Payments Initiative - 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