{"id":11160,"date":"2021-02-17T08:00:13","date_gmt":"2021-02-17T07:00:13","guid":{"rendered":"https:\/\/www.galitt.com\/?p=11160"},"modified":"2022-02-09T12:02:36","modified_gmt":"2022-02-09T11:02:36","slug":"in-vehicle-payment-tomorrow-you-will-not-get-out-of-your-vehicle-to-pay","status":"publish","type":"post","link":"https:\/\/www.galitt.com\/en\/in-vehicle-payment-tomorrow-you-will-not-get-out-of-your-vehicle-to-pay\/","title":{"rendered":"In-vehicle payment: Tomorrow you will not get out of your vehicle to pay."},"content":{"rendered":"\n[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.6.6&#8243; _module_preset=&#8221;5e700975-0358-4c51-b869-408af7a95880&#8243;][et_pb_row _builder_version=&#8221;4.6.6&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_post_title author=&#8221;off&#8221; categories=&#8221;off&#8221; comments=&#8221;off&#8221; _builder_version=&#8221;4.6.6&#8243; _module_preset=&#8221;default&#8221; title_font=&#8221;||||||||&#8221; title_font_size=&#8221;36px&#8221;][\/et_pb_post_title][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.6.6&#8243; _module_preset=&#8221;default&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.6.6&#8243; _module_preset=&#8221;default&#8221;][et_pb_text _builder_version=&#8221;4.6.6&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243;]<p>In a context where technological advances are opening up new possibilities, players in the payment world can look into solutions that were not previously imagined. For payment, these <a href=\"https:\/\/www.galitt.com\/en\/new-technologies\/?lang=en\">technological advances<\/a> have resulted in the appearance of new concepts made possible by the multiplication of APIs developed in the field. Among these concepts, in-vehicle payment systems are emerging, with the aim of offering payment solutions directly integrated into vehicle navigation systems.<\/p>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.6.6&#8243; _module_preset=&#8221;default&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.6.6&#8243; _module_preset=&#8221;default&#8221;][et_pb_image src=&#8221;https:\/\/www.galitt.com\/wp-content\/uploads\/2021\/02\/Paiement-In-vehicule.jpg&#8221; alt=&#8221;in-vehicule payment&#8221; title_text=&#8221;In vehicule payment&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.6.6&#8243; _module_preset=&#8221;default&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.6.6&#8243; _module_preset=&#8221;default&#8221;]<h2>A favorable technological context\u00a0<\/h2>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.6.6&#8243; _module_preset=&#8221;default&#8221;]<p>Today&#8217;s cars can indeed be considered as connected objects, although more cumbersome than a connected watch or bracelet. Car manufacturers have clearly understood the importance of integrating more technologies into their vehicles, <strong>influenced by the success of innovative players like Tesla. In the <\/strong>past, you used to need a car radio and a GPS: today <strong>everything is integrated directly into the car&#8217;s navigation system, <\/strong>echoing the evolution of the smartphone, which now combines numerous functionalities.<\/p>\r\n<p>Payment within vehicles is in fact expected to increase due to several factors, related to the technologies available within the vehicle :<\/p>\r\n<ul>\r\n<li>Voice technologies, which have notably enabled Alexa to break into the automotive industry.<\/li>\r\n<\/ul>\r\n<p>Smart wallets: more and more manufacturers are considering creating a wallet in their vehicles to enable payment transactions via the cloud.<\/p>\r\n<p>The blockchain: some players have indeed chosen to develop crypto-currencies that can be used privately within the vehicle to enable purchases.<\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.6.6&#8243; _module_preset=&#8221;default&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.6.6&#8243; _module_preset=&#8221;default&#8221;][et_pb_text _builder_version=&#8221;4.6.6&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243;]<h2>Concrete applications of in-vehicle payment<\/strong><\/h2>\n[\/et_pb_text][et_pb_text _builder_version=&#8221;4.6.6&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243;]<p>Several major players in the automotive world are therefore beginning to offer concrete <a href=\"https:\/\/adn-co.news\/actualites\/details\/gartner-prevoit-une-forte-croissance-du-paiement-in-car\">payment applications within the vehicle<\/a>, in collaboration with various PSPs. In 2019, FCA, Hyundai and Jaguar Land Rover have proposed on-board payment systems that allow the driver to:<\/p>\r\n<ul>\r\n<li>to navigate on the awning of their merchants, directly on the touch screen of the vehicle<\/li>\r\n<li>make purchases on these blinds, directly from the car<\/li>\r\n<li>benefit from discounts on relevant products and services, <strong>such as gasoline, parking and tolls in some countries<\/strong><\/li>\r\n<li>arrange an appointment with his dealer if necessary<\/li>\r\n<li>\u2026<\/li>\r\n<\/ul>\r\n<p>This list of functionalities is not exhaustive as the possibilities are numerous once a connected system of this type is correctly installed. As stated above, the priority targets are still petrol, parking and tolls, the most relevant services to be paid from the vehicle.<\/p>\r\n<p>The real challenge will be to regulate this in-vehicle payment so that it <strong>scrupulously respects security standards <\/strong>and allows users to make secure purchases from their vehicle. The opportunities are great for PSPs, who will have to find a way to form alliances with dealers, service stations and merchants to make the application of these new in-vehicle payment concepts a reality.<\/p>\n[\/et_pb_text][et_pb_image src=&#8221;https:\/\/www.galitt.com\/wp-content\/uploads\/2021\/02\/Connected-Car.png&#8221; alt=&#8221;Connected Car&#8221; title_text=&#8221;Connected Car&#8221; _builder_version=&#8221;4.6.6&#8243; _module_preset=&#8221;default&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.6.6&#8243; _module_preset=&#8221;default&#8221;]<p>In any case, the players in the automotive sector seem to be invested in the subject, with the number of connected cars expected to double by 2025* as shown in the graph above. This type of integrated payment system will undoubtedly continue to develop to reach a sufficiently advanced security and technological stage to be able to establish itself as a reliable solution. In fact, a Gartner study predicted that embedded payments could represent $1 billion by 2023, compared to less than $100 million in 2020.<\/p>\r\n<p>The most recent example is the partnership with ExxonMobil, to allow fuel payment from the vehicle, thanks to voice. A technology also exploited by the start-up company Cerence.<\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.6.6&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.6.6&#8243; _module_preset=&#8221;default&#8221;][et_pb_blog fullwidth=&#8221;off&#8221; posts_number=&#8221;3&#8243; use_manual_excerpt=&#8221;off&#8221; excerpt_length=&#8221;0&#8243; show_author=&#8221;off&#8221; show_categories=&#8221;off&#8221; show_excerpt=&#8221;off&#8221; show_pagination=&#8221;off&#8221; _builder_version=&#8221;4.6.6&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;20px||||false|false&#8221; border_width_all=&#8221;0px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_blur=&#8221;14px&#8221; box_shadow_spread=&#8221;-5px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.15)&#8221;][\/et_pb_blog][\/et_pb_column][\/et_pb_row][\/et_pb_section]\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":11154,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[151],"tags":[],"class_list":["post-11160","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-beg"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>In-vehicle payment: Tomorrow you will not get out of your vehicle to pay.<\/title>\n<meta name=\"description\" content=\"The real challenge will be to regulate this in-vehicle payment so that it scrupulously 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