Insights

The payments industry is undergoing a significant transformation due to changing consumer behavior, cutting-edge technologies and regulatory changes.
Scroll here to find the lastest thinking about the payment industry.
Open Payment, the future of payment in public transport?
Open Payment is a technology aimed at modernizing ticket payment in the world's major cities. This technology allows users to pay at the ticket validator, by credit card. At a time when Ile-de-France Mobilités is announcing the availability of the Navigo Pass on the...
E-commerce and e-payment: the new challenge of strong authentication
The way we make payments and transactions has changed a lot. From barter to the invention of money, the ways of doing business have multiplied over time. In 2020, the challenge for payment players around the world is to regulate and secure new types of digital...
CBDC, the central banks are going digital
In 2008, the first crypto-currency made its appearance and aimed to provide an alternative independent of the classic banking system, shaken by the financial crisis of that same year. Bitcoin is launched and will be a model for future crypto-currencies, which will...
COVID-19 digital payment enabler, digital identity, a catalyst for trust.
The digital revolution has become irreversible, including for payment.The pandemic crisis has made digital technology a must-have, as much to continue our exchanges in the professional context or to maintain the link with our loved ones as in our payment processes. In...
Open Banking, a time for openness and collaboration in the payments ecosystem
Following more or less scrupulously the history of money, the banking system has been evolving for hundreds of years by adapting to the context in which it operates. In the age of digital technology and information sharing, a new transformation of the banking model is...
Become EPI-ready with the Sopra Steria Group
As new players join the European Payments Initiative (EPI), all eyes will no doubt be on the collective readiness when the first specifications arrive. From scoping, economic stakes, positioning, planning, modalities and analysis of macro impacts on IT systems,...