Expertise

Consulting

Our consultants meet your strategy needs

Be informed about the latest technological innovation and regulatory developments in payments and their consequences. Design new services, specify an offer and build a business plan . Study the feasibility of a project, look for cost and time optimisation, launch and assessrequests for proposals (RFP).
Possess the essential elements to establish a payment means strategy. Audit and assess a solution or a payment player.

The Consulting team is a high value-added offer to answer all strategic questions about payments, mobilizing a team of 60 payment experts.

Organised into specialty fields for targeted and complementary interventions upstream of projects including marketing, innovation, digital transformation, regulation, payments security & cybersecurity.

Payment marketing

Market research, positioning new offers, marketing new products, range strategies, co-constructing digital services… A host of subjects for which you may not have all the right keys to a marketing approach helping you achieve your business objectives. We provide insight throughout the project from the initial strategy through to the operational stages. They are based on the cross-fertilisation of Galitt’s experts’ knowledge of technical, regulatory and payment security issues. Our teams also produce barometers, market intelligence updates, benchmarks, observatories covering payments, innovation in financial services and digital identity, providing a sound foundation of in-depth market knowledge.

Innovation & digital identity

Payments innovation is a core concern for you, but the approaches are complex. We offer advice on new directions in digital payment, new digital payment architectures, new trust tools for payment systems and banking (DLT, blockchain, CBDC, crypto-currency, etc.), digital identity and end-to-end digital path (eKYC identification, authentication, trust and payment services, etc.).

Regulations, approvals and business models

Multiple regulatory projects are impacting payments in Europe. How do we approach this impetus transforming tomorrow’s markets? What regulatory strategy should be put in place and what economic model should be used? How to build a payment establishment (PE) or electronic currency establishment (ECE) approval file with European regulators? Approvals include PE/ECE, marketplace B2B, PSD2, open banking, open API, anti-laundering AMLD4/5 directive, GDPR and eID. We carry out business and economic impact studies to answer strategic questions about these changing rules and to strengthen control over the balance of the payment activity in order to make it part of a sustainable and profitable business model. We handle the complex procedures for obtaining accredidation to gain PI / e-M issuer status, from the project’s initial scoping through submitting an application and managing relationships with regulatory authorities.

Payment compliance & cybersecurity

Cyber-attacks are omnipresent and becoming increasingly sophisticated. Financial, organisational and image risks have risen dramatically with the increasing complexity of payments, whether local or online. Respecting obligations and compliance are the cornerstone of any payment activity. Our consultants and auditors support and certify players in the banking, industrial and retail sectors. Unlike traditional cybersecurity players, our expertise and know-how in payments guarantee real consultancy input during the audit process. Our auditors are approved by national and international networks (GIE CB, Bancontact, PCI Council, Swift, etc.) and are involved throughout the entire payment value chain, as part of regular audits and forensic investigation assignments.

Payment factory and payment platforms

Payment hybridization and heavier volumes in the markets, particularly in Europe, make it necessary to constantly reflect on the payment processing strategy to be adopted. Which platform for a neobank? Which overhaul for pan-European acceptance of a retailer? Are the offers of PSPs and payment manufacturers at the cutting edge of the market? How to implement a new hybrid payment platform? We offer advanced advice to understand the payments market transformation and implement an adaptation strategy. Our in-depth operational and technological knowledge provides decision support for any activity related to payment instruments. We assess and audit market players to ensure payment platform operational excellence.

Payment marketing

Market research, positioning new offers, marketing new products, range strategies, co-constructing digital services…

…a host of subjects for which you may not have all the right keys to a marketing approach helping you achieve your business objectives.

We provide insight throughout the project from the initial strategy through to the operational stages. They are based on the cross-fertilisation of Galitt’s experts’ knowledge of technical, regulatory and payment security issues.

Our teams also produce barometers, market intelligence updates, benchmarks, observatories covering payments, innovation in financial services and digital identity, providing a sound foundation of in-depth market knowledge.

Innovation & digital identity

Payments innovation is a core concern for you ? But the approaches are complex..
We offer advice on new directions in digital payment, new digital payment architectures, new trust tools for payment systems and banking (DLT, blockchain, CBDC, crypto-currency, etc.), digital identity and end-to-end digital path (eKYC identification, authentication, trust and payment services, etc.).

Regulations, approvals and business models

Multiple regulatory projects are impacting payments in Europe. How do we approach this impetus transforming tomorrow’s markets? What regulatory strategy should be put in place and what economic model should be used? How to build a payment establishment (PE) or electronic currency establishment (ECE) approval file with European regulators?

Approvals include PE/ECE, marketplace B2B, PSD2, open banking, open API, anti-laundering AMLD4/5 directive, GDPR and eID.

We carry out business and economic impact studies to answer strategic questions about these changing rules and to strengthen control over the balance of the payment activity in order to make it part of a sustainable and profitable business model.

We handle the complex procedures for obtaining accredidation to gain PI / e-M issuer status, from the project’s initial scoping through submitting an application and managing relationships with regulatory authorities.

Payment factory and payment platforms

Payment hybridization and heavier volumes in the markets, particularly in Europe, make it necessary to constantly reflect on the payment processing strategy to be adopted. Which platform for a neo-bank? Which overhaul for pan-European acceptance of a retailer? Are the offers of PSPs and payment manufacturers at the cutting edge of the market? How to implement a new hybrid payment platform?

We offer advanced advice to understand the payments market transformation and implement an adaptation strategy. Our in-depth operational and technological knowledge provides decision support for any activity related to payment instruments.

We assess and audit market players to ensure payment platform operational excellence.

Payment compliance & cybersecurity

Cyber-attacks are omnipresent and becoming increasingly sophisticated. Financial, organisational and image risks have risen dramatically with the increasing complexity of payments, whether local or online. Respecting obligations and compliance are the cornerstone of any payment activity.

Our consultants and auditors support and certify players in the banking, industrial and retail sectors. Unlike traditional cybersecurity players, our expertise and know-how in payments guarantee real consultancy input during the audit process. Our auditors are approved by national and international networks (GIE CB, Bancontact, PCI Council, Swift, etc.) and are involved throughout the entire payment value chain, as part of regular audits and forensic investigation assignments.

Do you have questions ? Contact us !

Remi Gitzinger Executive Vice President

Galitt – Consulting

+33 1 77 70 28 59 / + 33 6 20 66 77 40