Fintechs

Challenges

FinTechs reach an impressive new maturity

FinTechs stand out for their high value-added services and an often bluffing customer experience. They innovate in payments by developing cutting-edge solutions, exploring technologies such as blockchain, artificial intelligence and IoT.
However, they face significant challenges, notably in cybersecurity, compliance with various regulations, and the sustainability of business models often based on freebies.
To grow, FinTechs need to create new sources of revenue, attract new customers, improve their conversion rates, increase purchase frequency and shopping baskets, while complying with current regulations.

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Our value proposition

We help fintechs answer all your payment questions

Supporting FinTechs in their compliance drive

Benefit from our expertise and knowledge of the regulator’s expectations when drafting payment files.

Optimizing payment acceptance costs

Reduce fees on cards, direct debits and credit transfers, while creating new revenues through interbank fees and access to cross-border acquiring within the euro zone.

Providing services on behalf of third parties

Create a global, integrated ecosystem for partners and groups, including traffic and payment account management offers.

Issuing new payment or prepaid services

Introducing prepaid cards, offering payment facilities such as payment in instalments or online credit, and introducing new Sepa Direct Debit offers.

Offering ancillary services via dematerialization tools

Simplifying and controlling customer journeys, improving customer knowledge and CRM, and designing and running loyalty programs such as cashback, promotions and loyalty points.

Do you have any questions?

Vincent MAYET

Deputy Director Expertise & Consulting