Get rid of integration difficulties with banks and schemes

Gateways allow merchants, e-merchants and their service providers who do not have the technical and protocol expertise in payment to free themselves from integration difficulties with banks and schemes and to focus on business issues.

Gateways also allow banks to extend their payment services to PSPs and merchants, for example in new countries.

It can be clearly observed that each country has specific protocols and payment solutions are increasingly digitized, which leads to an increasingly complex ecosystem, particularly for fraud detection, security, tokenization, 3D Secure V2, etc.

There is therefore a strong desire to unify the payment system, to enable interoperability between acceptors, acquirers and issuers, liberated from the complexity of protocol conversions and concentrating on business functions: conversion tasks delegated to an expert.

This unified solution will also enable a unified acceptance solution over the entire payment acceptance chain without acquirer constraints, in order to guarantee compliance in terms of security: PCI DSS compliance relying on an expert and controlling maintenance: technical complexity delegated to an expert in the field, maintenance outsourcing allowing cost control and a service guarantee.

Gateways will make it possible to manage all types of transactions so that each customer can follow the payment path adapted to their needs, streamline diverse protocol adaptations between entities in the acceptance, acquisition and transmission domains that need to communicate and carry out transaction routing in a reliable and secure manner according to predefined rules.